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SBI General Insurance launches ‘Super Health Insurance’, a comprehensive health insurance product

Chandigarh, 11th September 2023: SBI General Insurance, one of India’s leading general insurers, today announced the launch of ‘Super Health Insurance’ a comprehensive health insurance product. The product is designed to ensure that customers have an extensive health care policy that meets all health care needs and enables them to alleviate the financial burden associated with hospitalization and medical expenses.

The policy provides an extensive range of coverages, which includes 27 standard coverages and 7 optional coverages. There are 4 plans under the product which offers wide range of sum insured options ranging from Rs. 3 Lacs to Rs. 2 crores, and the policy tenure can be opted from one to three years. This product is designed to cater to a broad spectrum of customers, including individuals from all income groups, from lower income to NRIs.

Mr. Anand Pejawar, Whole-time Director, SBI General Insurance, said, “At SBI General, we have been committed to provide our customers, access to quality healthcare through our comprehensive health insurance solutions. In-line with this mission, we have accelerated our focus by building a dedicated health vertical which not only offers unique need-based health products but also services the claims with in-house model. As a part of this accelerated focus, we are glad to launch Super Health Insurance, a health insurance product with best-in-class coverages & features. Under ‘Super Health Insurance’, our endeavour is to offer the “ReInsure Benefit” i.e. refill of Sum Insured, for an unlimited number of times in various forms from 1st Claim itself.”

“Besides these, this flagship health insurance product also has some new-age features like, wellness cover that includes ‘Walk Healthy Benefit’ feature which allows customers to accrue health benefits by achieving a goal of steps on a dedicated app and thereby receive a reduction of up to 30% on their renewal premium”, he added.

Some of the exclusive covers of Super Health:

·         ReInsure Benefit - Refill of sum insured unlimited times during the policy tenure which is activated with the first payable claim itself incase one is short of coverage for related/unrelated illnesses/injuries
·         Health Multiplier feature which will enable the Sum Insured for listed serious illnesses to be increased by a 3(three) times* multiplier
·         Enhanced Cumulative Bonus (ECB) – This will be applied by 50% of the Base Sum Insured of immediate preceding Policy Year in respect of each claim free Policy Year.
·         Claims Shield Benefit will help with payments towards non-medical expenses (commonly known as consumables) during the hospitalization
·         Annual health check-up from Day 1#
·         Outpatient (OPD) cover# (including diagnostics and pharmacy expenses)
·         Supporting a medical treatment abroad cover# (for listed 16 major illness)

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